TAKARLI Sofia nabila

Holder of a PhD in Monetary and Financial Economics, with over twenty-five years of experience in the banking sector, consulting, and higher education, I have built strong expertise in financial management, governance, risk analysis, and organizational development. I have held several strategic positions within Public and private, ranging from accounting control to leading major projects such as the implementation of electronic interbank clearing and the modernization of banking information systems. I currently work as a management consultant and economic analyst, in parallel with my academic career as a senior lecturer. My research, publications, and participation in national and international conferences reflect my commitment to advancing financial systems, promoting good governance, and supporting financial inclusion.